Surgifactors was formed by a group of healthcare professionals that noticed that many of their patients didn’t have access to the surgical care they desperately required. Their medical peers, hospitals and surgical facilities were unwilling to wait years to get paid and uncomfortable dealing with attorneys and the legal process. In an effort to provide patients’ with access they consulted with Wall Street investors, financial consultants and legal experts to determine the best approach to overcome this tremendous gap in care for patients. After multiple iterations, many of which included variations on the typical “Health Care Legal Loans”, it was decided to take on a no-interest, no-up front fees approach which benefits the patient, the surgeon, the hospital, the surgical facility and the attorney.